Cryptocurrency is a new technology which is popular in Indonesia. Although it is considered will interfere with some industrial sectors, especially finance and banking, but the blockchain can be utilized as a opportunity because this technology has properties that are more safe, transparent, quick, and efficient.
Executive director Head of Department Policy & Payment System Oversight-Bank Indonesia Eni V Panggabean said the blockchain to provide opportunities for the development of the financial system at the same time brought new challenges. The following opportunities can be exploited with the presence of the blockchain technology, namely
1. Expand Access To Finance
Eni said the opportunities that can be created with the technology of the blockchain such as expanding access to financial services. Access to financial services in Indonesia is already quite extensive, but with the presence of the blockchain then access will be more widespread because it can reach the entire financial transactions without any limitations of a 3rd party (the mediator), which is already there.
In addition, access to finance can rapidly increase in which provide the speed of access and transactions in accordance with the capacity of their own server without relying with a central server.
2. Streamline Business Processes
The opportunities created by the blockchain next is the business process more efficient. The Blockchain can serve financial transactions anytime and anywhere without any limitation of time and space. With this, business processes can be done anywhere and anytime.
Examples such as RTGS transactions which has the limitation of a certain time and can not be done in the holidays but the blockchain can be the solution of it. Of course this will give the time efficiency in the business world.
3. Cheap Cost
Efficiency the next in terms of transaction cost and financial. Blockhain have transaction costs tend to be low if compared with the rate of conventional currencies. This is to help the business world to improve the efficiency of the financial side.
4. Safe
Opportunities in terms of technology is the improvement of security technology. Technology blockhain very safe and effective. Transactions made by the user can be validated at that time also when using a blockchain to trade.
Existing Data can be read by multiple databases. In addition, the application of digital signatures can also be done to confirm the identity of the person or user who has an account on blockchaintersebut. Such signatures can also arrange for permissions to provide the data and history of access.
The identity of the people who use the blockchain can also be secured if necessary. The digital certificate used by the technology of the blockchain only allows someone who really interested can access the data and get a certificate that entitled. The certificate that is used as a substitute for the name of the user that actually it is because the work with setting the identification of any individual.
The utilization of the blockchain is already applied by one of the health care industry according to the monitoring IT in the Partners Healthcare. Blockchain technology can help maintain the security of medical equipment and increased patient privacy if implemented the right way.
Technology big ledger that are decentralized and encrypted, this could have a wealth of applications in the field of health care, including expediting insurance claims, management of medical devices in the virtual world, and provide privacy settings for medical data of every patient.
Other countries already felt the benefits of the blockchain for the business and get the effectiveness and more efficiency, then Indonesia is also expected to feel the same benefits or even more if take advantage of opportunities created by the blockchain technology correctly and wisely.
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